Borrow to grow, while capping your personal downside
You believed enough to sign for the loan. PGI puts a defined limit on what that decision can cost you personally if the business cannot repay.
What the 80 / 20 split means for you
If your lender enforces a $500,000 guarantee, PGI reimburses most of the personal payment you would otherwise carry alone.
Illustrative only. Actual coverage, retention and limits are set out in your policy, to a ceiling of $1,000,000 per guarantee.
Confidence to grow, without betting the house
A defined limit on personal exposure means a business setback stays a business problem.
Every policy includes Demand Response Service to engage your lender before a claim fully develops.
Knowing your downside is capped makes the decision to sign, and to grow, an easier one.
Priced to fit the loan, paid monthly
Premiums reflect your loan size, structure and risk profile. No lump sum, no surprises at renewal.
You pay month to month for as long as the guarantee stands, not a large upfront cost.
The one-year policy renews annually and follows the life of your facility.
Coverage, retention and exclusions are set out in plain language before you commit.
From question to cover in four steps
Answer a few questions about your loan and business. We assess eligibility in minutes, with no impact on your credit.
See coverage, retention and premium in plain terms. No jargon, nothing to decode.
Accept and your one-year policy is in force, renewing for the life of your loan.
If a demand ever lands, Demand Response engages first, then the carrier pays you directly.
Straight answers before you sign
See where you stand, with no personal information required
Check your pre-approval for a fast read on eligibility and likely terms. No obligation, no credit impact.